Terms of Service

Effective Date — June 8, 2026

Acceptance of Terms

By accessing or using ochoa-re.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.

Description of Services

This Site is operated by Angel Ochoa, a licensed California real estate agent (DRE #02243881) operating under Real Brokerage Technologies, Inc. The Site provides information about real estate services in the Sacramento metropolitan area and connects consumers with real estate and homebuying assistance, including information about down-payment assistance programs.

Not Professional Advice

Content on this Site is for informational purposes only and does not constitute legal, tax, or financial advice. Angel Ochoa is a licensed real estate agent, NOT a lender or mortgage broker. Any information about loans, mortgage programs, or down-payment assistance programs (such as CalHFA) is general and referral information only. Consumers should consult a licensed lender for all loan and financing decisions.

No Guarantees

We make no guarantees regarding property availability, pricing, program eligibility, loan approval, or specific outcomes. Real estate transactions involve many variables and are subject to market conditions, third-party approvals, and other factors beyond our control.

User Responsibilities

You agree to provide accurate information when using our forms and services, use the Site only for lawful purposes, and refrain from any attempt to disrupt, damage, or interfere with the Site's functionality or security.

Intellectual Property

All content, branding, design, and materials on this Site are owned by the operator and may not be reproduced, copied, or distributed without prior written permission.

Disclaimers

This Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

To the fullest extent permitted by California law, Angel Ochoa and Real Brokerage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided herein.

Third-Party Links & Services

The Site may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of those third parties and encourage you to review their terms and policies.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California. Any disputes arising under these terms shall be resolved under California law.

Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be posted on this page with a new effective date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

SMS / Messaging Terms

By opting in, you agree to receive conversational SMS text messages from Angel Ochoa, Real Brokerage. You may opt out at any time by replying STOP. For help, reply HELP or call (916) 244-5161. Message and data rates may apply. Message frequency varies. Carriers are not liable for delayed or undelivered messages. Consent to receive messages is not a condition of any purchase or real estate service.

Contact

Angel Ochoa
Real Brokerage Technologies, Inc.
DRE #02243881
(916) 244-5161
angel@ochoa-re.com